Mortgage Managers Since 1993 - Pinnacle Financial Corporation
Manage Your Mortgage & Reach Your Goals Faster -- 'Better Advice. Better Results.'

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Pinnacle Financial Corporation of Mississippi                                     "Mississippi Licensed Mortgage Company"

Welcome Message  (video)

  • Toll Free:
  • Local: 231-947-4840
  • Fax:  231-947-4839

Top Professionals Trust Pinnacle Financial Corporation

Gwen Hall, Realtor
Real Estate One
Acme, MI
231-938-4444

Rose DuPont, Realtor
Real Estate One
Traverse City, MI
231-499-0713

Mack Bingham, Realtor
RE Associates
Biloxi, MS
228-326-9777

Theresa Galante, Realtor
Greenridge Realty
Acme, MI
231-642-6021

Jason Elsenheimer
Broker/Owner
Forward North Realty
Traverse City, MI
231-933-4040

Lori Henderson, Attorney
St. Clair Shores, MI
586-776-5144

Keith Wright
Wright & Assoc Ins
Traverse City, MI
231-922-0191

John Puetz
Money Manager
LeJeune Puetz
Traverse City, MI
231-922-3553

Debi Dechow, Realtor Re/Max, Traverse City, MI 231-941-4500

Stephen Gallagher, CPA 
Traverse City, MI
231-922-8995

Maryanne Jorgensen   AssociateBroker                                Exit Realty
Elk Rapids, MI
231-632-2412

Karen Sweet, Realtor
Real Estate One
Acme, MI
231-938-4444

 

 

What is Mortgage Management?

"Understanding the financial impact borrowing decisions have on wealth creation, especially over the long term."  

Learn:

  • How small and reasonable changes will have a big impact on your future finances and lifestyle
  • To stop living a life of "cash-flow" and grow your net worth
  • To solve your biggest financial problems by managing your biggest financial tool -- your mortgage
  • To borrow smart, grow your assets and retire rich

"Good advice is not expensive.  Not following it is."

The 7 Steps of Liability Management:

  1. Product:         Choosing the right loan product to manage your risk
  2. Payment:       How do you repay the loan - quickly, slowly, or never
  3. Availability:     How much can you borrow
  4. Amount:         How much do you borrow, if any
  5. Management:  Who manages your liabilities
  6. Protection:      How do you protect your equity/wealth
  7. Discipline:       How will you stay on course

"Those who understand interest, earn it.  Those who don't, pay it."    - Albert Einstein, Discovered the "Rule of 72"

Information is learning the concepts

Knowledge is knowing how to use that information

Wisdom is converting that knowledge into action

 

Our Vision:

Treat every client and referral source in such a memorable way that when the transaction is complete, they will tell someone else how GREAT it was! 

When making a decision about where to get a home loan, getting a recommendation from a close friend or trusted advisor is often prudent.  In that regard, look no further and learn why dozens of satisfied clients and their trusted advisors recommend Pinnacle Financial Corporation -- Home of the industry's only $500 Unconditional Satisfaction Guarantee.

Since 1993, we have conducted business with the fundamental understanding that: "People are not so concerned about how much you know, until they learn how much you care...about them!"  The feedback we constantly seek and receive suggests that we're on the right track.

Raving fans of Pinnacle Financial have shared their thoughts with us.  Read them and ask yourself if you feel the same way about your lender.  If not, then give us a call.  You'll be glad you did.   

 

DIRECT EXPERIENCE IS WORTH MORE THAN ANYTHING WE COULD EVER SAY IN A PAID ADVERTISEMENT

 

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John Games, Fenton, MI:
“Jim Casler is the best mortgage broker we’ve ever dealt with. He is knowledgeable in his field, responsive, thorough and friendly. Most of all, however, his service and commitment to insuring that you have the right mortgage product, for your particular circumstances, creates confidence and trust in that your best interests are served. My wife and I would highly recommend Jim under any circumstances, anywhere, anytime.”

Jeanette Nabozny, Plymouth, MI:
“You made the entire process of buying a home so much easier – no hassles, always working within my schedule during the process and making it convenient for me (meeting at my house, faxing info, etc.). Thank you!”

Anne Szary, Howell, MI:
“Dear Jim, We think you’re great! Thank you for the many years of wonderful, quick service in getting a mortgage. You are honest, dependable and knowledgeable about any questions we have had.”

Christina & Kory Rollison, Brighton, MI:
“Jim – You know we loved you! Thank you for being so efficient, timely, courteous and all around great! We’ll recommend you whenever possible.”

Diane Kossak, Berkley, MI:
“Jim Casler has been wonderful to work with and I have recommended him to each person I know that may be financing.”

Stephanie & Michael Dorah, Ann Arbor, MI:
“Great Job! We always have a pleasant experience working with you!”

Unknown, Traverse City, MI:
“Very pleased with the process. My loan officer was most helpful and attentive. It was a pleasure doing business with you.”

Mary & Kenneth Lachowicz, Fenton, MI:
“I have never dealt with anyone who was more helpful and understanding than Jim.”

Terry Willhelm, Macomb, MI:
“I'd like to thank you for your generous offer but that is not necessary. I greatly appreciate the "extra mile" that you take to ensure that your customers are satisfied and well taken care of. As far as giving me a hard time about the closing I expect that from someone that I consider a friend and therefore I expect that from you. Throughout my refinancing ordeals you have taken the time to explain the process and answer any and all questions that either Marianne or myself have asked. The process has been pretty painless up till now and based on our past experience we will continue to utilize your services and pass along your name to friends and family. Thanks for the outstanding service!!!”

 Unknown, Metro Detroit
“Thank you for going out of your way to please us. Every time we talked to Jim he was so friendly, like talking to someone you’ve known forever! Also, thank you for the picture of our home. That was a surprise! I will recommend you whenever possible.”

Pam Weber (again!), Ann Arbor, MI:
“I was very satisfied with the services Jim Casler provided. He was knowledgeable, informative and very helpful. I would highly recommend him and look forward to working with him in the future.”

Unknown:
“Jim did an excellent job, and we would use his services again, or recommend him to someone else.”

Unknown:
"Outstanding, Personable, Creative Services."

Deborah Burnett, Re/Max Grande, Grand Blanc, MI:

 You were great & I’m sure I’ll be contacting you & I’m sharing your name.  Thank you.”

 

Barbara & Michael Hoggard, Chesterfield, MI
“Your service and professionalism were outstanding. We will continue to do our business with Jim Casler and refer all our friends and family.”

Lisa Mohr, White Lake Twp., MI:
“Wow! Thank you so much. I will continue to recommend you to our friends, that is for sure. Not just because you do things like this, but because you really do a great job in handling purchases and refinances easily. I also really appreciate that you keep track of what is out there and if it is going to benefit us to refinance. I know that we don't have to watch the rates. It takes one big “thing to do” off of my list. I certainly couldn't expect a bank to do the same thing for us. Thank you again for all of your help and for always being so friendly.”

Joel Delavergne, Fenton, MI
“Jim did an excellent job. We were completely satisfied with his timeliness and knowledge of the business.”

Karyn & David Schorm, Ann Arbor, MI:
"Wow, talk about fast!!"

Debbie Renken & Rob Shigley, Mayfield, MI:
“Dear Jim, We are sitting in our dream home, thanks to you. You did an incredible job…we can’t thank you enough! Thank you for your long hours, your diligence, the limo ride (what a nice touch) and the sketch of our Mayfield abode (my personal favorite!! I LOVE IT!!). We will definitely recommend others to come see you. I enjoyed getting to know you…I hope you and your family can stop by (again – sorry I missed you the first time). Anyway, we wouldn’t be here if it weren’t for you. So, thanks again. I hope all is well.”

Unknown:
“Jim – You did a fantastic job. Thank you for your hard work – you put in a lot of extra hours!! I am very impressed!”

Angela & Jim Iwankovitsch, Clarkston, MI:
“I was very satisfied with everything. This was the quickest, easiest and best refi we have done.”

 

Deb Raab, St. Clair Shores, MI:

“WOW!  Talk about customer service!  Many thanks for the “new address” cards.  They are delightful.  However, it was the gorgeous framed picture of my new home that had me drop my chin & totally caught me off guard.  Jim, you are incredible!!  I appreciate your kindness & thoughtfulness with such a treasured gift!

 

Again, thank you for “walking me through” the process of purchasing my new home.  You made me feel comfortable with all the questions I had.  Both realtors were quite surprised & pleased working with you.  They were very complimentary toward your timely correspondence & follow through.  I knew my cousin, Lona Julien, would steer me in the right direction…passing along your name to me.  Have a fantastic holiday!  A proud new homeowner,"

 

Pam Weber, Ann Arbor, MI

“Jim, You’re the greatest thing since sliced bread!  Thank you for your guidance and professionalism.  I look forward to working with you in the future."

 

Jesus Vasquez Jr, Allen Park, MI

“My loan officer did everything she could to get me the best interest rate and got through the process very fast.”

 

Dr. Patrick Hoban, Ypsilanti, MI:

[Note to Realtor]  "Annie,  I just wanted to make sure to let you know that I was VERY happy with James Roumell as a mortgage broker.  He did a great job and was very professional, with outstanding customer service.  Thanks for referring him to us." 

John Vollmar, Fenton, MI

“The closing was approximately 4 weeks ago now.  My how time flies when the hammers are swinging, and the dust fills the air.  I wanted to thank you for all your help setting up the deal and making sure the closing went smoothly.  You really took the anxiety out of the equation by making sure all the details were taken care of.  The real estate was very impressed with you.  He said “this was the easiest closing he had ever experienced” and you weren’t even there.  Jim this is a testament to the dedication to details you consistently show time after time.  I’ve lost count of the number of refinances, but this is the second home I’ve purchased using your services.  You’ve earned my business, and I wouldn’t hesitate to use Pinnacle Financial again.”

 

Carol & Jerry Andonian, Brooklyn, MI

 “I have never had a more positive loan experience!  James was great!  I will recommend Pinnacle to friends and family." 

 

Dave Hilliker, Fenton, MI:

“Excellent customer service.  I would like to thank Jim for all his help.”

 

Christine & John Lacy, Albion, MI:

"Dear James, Thank you so very much for handling are new mortgage, I know it wasn't the easiest mortgage to do.  Through all the ins and outs you were able to give us a good deal, and that is what really counts.   Working with owner/operators isn't as easy as most people think.  You were able to give us a good deal on our mortgage where other companies have failed to do so.   As time goes by your name will always be in our thoughts for any financial needs that we may need.  It was a pleasure to work with you, and thanks for all your time that you put into getting us such a good deal.  We will be glad to pass your name around to our family and friends so that they too can get good deals.  Johnny says thanks so much for the gift certificate. He will enjoy using it.  Ha Ha.  Not if I get there first.  Ha Ha.  We both thank you for the gift certificate no matter who uses it first.  Well, got to go now.  See ya."

 

Mary Clymer, Realtor, Linda Rudd & Assoc., Adrian, MI:

"James Roumell has been great with each client I've sent his way."

 

Holly & Jaye Mead, Lansing, MI:

“Thanks, Jim we really appreciate your help in the process of buying our “new home”.  We couldn’t have done it without you.”

 

Bonnie & Steven C., Clarklake, MI:

“James Roumell was excellent.  If and when we need another mortgage – he’s our man!  Good Job!!  We will tell our friends and family to choose Pinnacle!  Thanks!”

 

Amanda & Ryan Brown, Addison, MI

"James, Both Ryan and I just wanted to say Thank You so much for everything you've done for us and how much time and effort you took with us on everything.  The work you do is wonderful and fast and we couldn't be happier.  Thank you again for helping our dream come true -- you are a dear friend.  PS - Thank you for the gift.  It is great and we love it!"

 

Judy Robinson, Associate Broker, Coldwell Banker Schmidt, Traverse City, MI:

“I was impressed!  You do an outstanding job in your marketing of Pinnacle and your client service is outstanding!"

 

Holly & Dr. Steven Slikers, Traverse City, MI:  “Jim, You’re awesome!!  You made the entire stressful financial issues as stress free as possible.  Thanx for everything.”

Mac Bean, Traverse City, MI “Jim, Your expertise and assistance were greatly appreciated.  It was a pleasure doing business with you.”

Melissa & Daniel Clark, Traverse City, MI

"Jim Casler was great.  Thank you so much for making the purchase of our new home run as smoothly as you did."

 

Jerry & Carol Stremlow, Traverse City, MI:

“Thank you for all your work on our refinance, and for the lovely picture of our home!"

Learn More

In today's mortgage market there is a loan for every conceivable situation. In fact, there are over 1000 different types of loans available. We cannot possibly specialize in every one of those, nor do we pretend to.

Claiming to be an expert at everything is easy. Meeting that expectation is impossible and is simply not fair to you -- our most valued customer.  Therefore, we do not offer construction loans, commercial loans or any government loans (FHA, VA, MSHDA, Rural Development, etc.).  We will gladly refer you to the peers in our industry that have proven themselves worthy of our endorsement.

When working with us, you will receive first class service on all conventional loan types from $50,000 to $1 million on residential properties (1-4 family) for all borrowers ranging from the first-time homebuyer to the seasoned investor.

We provide you fast approvals, smooth closings, competitive interest rates and honest answers from experienced professionals available 24/7.  If you are not satisfied with our service, for ANY reason, we will gladly pay you $500 at closing. No questions asked.

We are fast and dependable. We like what we do. We make it easy and we are one of the best.

Call us today. You'll be glad you did.

Headquarters, Traverse City, MI
Toll Free: (877) 750-7400
Local: (231) 947-4840

________________________________________________________________

SATISFACTION GUARANTEED OR WE WILL PAY YOU $500 !!!!!!!!!!

If you are not satisfied with our service, we will gladly pay you $500 at closing. No questions asked.



 

The Pinnacle Report - weekly newsletter (link) 

The Pinnacle Radio Report  (podcast link)

  • Designed for professionals
  • Save time and money
  • Summarizes and interprets economic news and trends
  • Impacts on your Real Estate and Interest Rates.

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Pinnacle offers something other lenders only wish they could:   

The Industry's ONLY $500 UNCONDITIONAL Satisfaction Guarantee

"If you are not satisfied with our service, FOR ANY REASON, we will gladly refund you $500 at closing.  No questions asked."

By the way, since 1993, we've never been asked to pay on that guarantee.

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Call us today

Fast Approvals                Avg. closing time is 14.35 days

Dependable Service     Avg. inquiry returned in 47.38 minutes

Quality Service      97.23% of all loans closed

* stats as of 12/13/2007

Learn how better advice can help grow your net worth faster.

Toll Free: 877-750-7400

Local: 231-947-4840